While the homebuying process can be a fun one, it can also be confusing, especially for those who are purchasing a home for the first time. One of the main questions people ask themselves when buying a home is whether they should choose a fixed-rate or adjustable-rate mortgage. Which Mortgage Rate Is Right for You? The main difference between fixed-rate and adjustable-rate mortgages is the interest rate. For a fixed-rate mortgage, your interest rate stays the same throughout the duration of the loan. Read on →

How many of you have watched one of those fixer-upper shows on HGTV or another television channel and thought, “They make that look so easy!” Or, “I can do that! Before you jump in to a home that needs a lot of TLC, ask yourself these questions to make sure you’re up for the task! Are You Ready for a Fixer-Upper Home? Now-a-days, fixer-uppers seem to be a popular choice, especially since people are able to restore the unique “bones” of the property while also adding their own personal, modern twist to the place. Read on →

One of the great things about moving from one place to the next is the ability to finally get rid of some items in your current home that are taking up space and are not being utilized any more. Not only will this allow less clutter to move with you, but it will also help open up additional space within your house now that will allow your home to be seen better by potential buyers. Read on →

Oh, the home-buying process. While it can be fun going house hunting, it can also be extremely overwhelming. Don’t miss a thing by knowing what to look for in your search for the perfect home for your family. Check This off Your List One thing you want to consider is how much room you need for your family. Consider the square footage you are currently living in. Do you need to downsize? Read on →

Time goes by so fast, doesn’t it? It probably seems like only yesterday you were in high school begging your parents for a later curfew. Now, here you are—an adult who is ready to start looking for a house that you can call your home. But before you are handed the keys, there is one item of business you have to make sure is ready to go: the down payment. Start Making Money Adjustments While making small cuts in your budget, such as not eating out as often throughout the week and skipping the Starbucks drive-thru in the morning, can certainly add up, the way to really get to your down payment goal (and fast!) is to reduce big-ticket items. Read on →