Insure Your Home Without the High Payment

Many people have the goal of one day owning a home. When the time comes to make the first big home purchase, you want to make sure your new asset is properly protected without spending a fortune.

Lower Your Home Insurance

While home insurance is a necessity, high monthly payments are not. Here are some ways to help lower your home insurance bill so that you have more money in the bank for holiday shopping this December!

For most homeowners, home insurance is only used when a major disaster or damage occurs and it’s worth it to utilize their insurance plan. Therefore, consider putting more money into your savings account and less money toward your monthly insurance bill by opting for a higher deductible, such as $5,000 or $10,000.

Also, are you looking into purchasing a life insurance policy or already have a vehicle under the insurance company? Just like you save money when bundling your Internet and cable, the same is true when bundling insurance. Check with your insurance company on what deals are available when grouping all of your policies together.

Receiving e-statements instead of statements via mail can also help to cut monthly costs, since many companies are now charging for mailed insurance statements as a way to get more customers to go the paperless route.

Did you find the home of your dreams, but aren’t sure if you can afford it? Contact us today to start the pre-approval process to see how much home you can afford.